If you are charged with a traffic ticket in North Carolina, it may cause you to accumulate two types of points on your record. The first type are called DMV points which are recorded on your driving record. The second are insurance points which will be determined by your insurance company. Typically, when you acquire a certain amount of DMV points, there will also be insurance points involved.
When you commit traffic violations, the NC DMV records them on your driving record using a point system. This system converts different types of traffic violations into varying numbers of points to accumulate on your record. According to dmv.org, if you accumulate too many points, you run the risk of:
- · Driver’s license restrictions
- · Driver’s license suspension, revocation, or cancelation
- · Required driver improvement/defensive driving courses
- · Fees and fines to the NC DMV and/or the traffic court
Drivers in North Carolina acquire insurance points if they are convicted of a traffic violation (such as speeding) or are at fault in an accident within a 3 year period. If you allow insurance points to accumulate on your record, the premium that you pay will go up. Insurance rates are based on other factors, but accumulated insurance points will result in an additional charge to your insurance premium.
Allowing points to accumulate on your driving record is costly! It is possible that your insurance will go up and/or your license can be suspended or revoked, leaving you to pay fines and fees. If you have been charged with a traffic violation in Wake County please call The Law Offices of Wiley Nickel today at (919)-948-7159.